ACCC is happy to be here to help you with the somewhat complex and confusing bankruptcy process. We are proud to be able to provide the mandated counseling so you can make well-informed decisions together with your legal counsel regarding the bankruptcy process as well as provide you with the required debtor education course to ultimately have your bankruptcy discharged. Our certified and experienced counselors will assist you with learning the options available to you as well as help you understand the advantages and disadvantages of the process. We will work together to create a realistic spending plan, or budget, that will help you make this important decision with confidence. The counseling programs are affordable and can be completed by internet or telephone.