Credit counseling is a service utilized by individuals who have become overwhelmed with credit card debt. When you contact American Consumer Credit Counseling (ACCC), a certified counselor will spend as much time as necessary reviewing your financial situation. This includes identifying all income, expenses, debts, and even a discussion about how you incurred the debt. We understand that financial hardships can arise from various circumstances. The goal is to create a detailed picture of your financial position so you can see exactly where all your money is going.
The counselor will then provide solutions for better budgeting and options to pay off your debt. A budget is the foundation of money management. ACCC will help you find areas in your budget where money can be saved or more wisely spent. ACCC also provides educational resources to help consumers better manage their finances. As a non profit, ACCC does not charge for educational services and materials.
“Credit counseling is a way for someone with severe credit card debt to have their financial situation evaluated and find solutions for debt repayment.”
For more information about credit counseling, visit our main site at ConsumerCredit.com
