hud housing counseling

Housing Counseling

Foreclosure Prevention

Our foreclosure specialists may be able to help you prevent foreclosure by providing you with options. We will educate you about the foreclosure process, and options available to stop foreclosure. There are times when a financial hardship, an unexpected life occurrence, or even the wrong kind of loan makes it difficult for you to make your monthly mortgage payment on time. You may find yourself in default of your loan if monthly payments are delinquent more than a couple of months, resulting in the lender filing for foreclosure in order to auction off the house for repayment of the debt. If you have fallen behind on your mortgage or rent payments, or you anticipate not being able to make consistent mortgage payments, we can help. Our certified housing counselors will address your present financial situation and provide you with expert suggestions, and will review various options with you.

ACCC’s Housing Counselors will educate you on:
  • Consequences of foreclosure
  • Possible repayment plans
  • Forbearance agreement
  • Loan modifications
  • Refinancing options
  • Possible sale of your home
  • Pre-foreclosure sales
  • Deed in lieu of foreclosure
Regardless of your particular situation, what is important is to act as soon as you fall behind. ACCC’s housing counselors will provide you with a complete budget analysis in order to help assess your situation, and present you with various options to address your particular situation. Our foreclosure prevention services are designed to assist you in understanding the complex foreclosure process, and identify a possible course of action.

For more information or to speak with a housing counselor
Call 1-866-826-7180

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Loan Modification Scams - What to Know

Loan Modification Scam Alert

The Association of Independent Consumer Credit Counseling Agencies (AICCCA) is a national membership organization, established to promote quality and consistent delivery of credit counseling services.
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